The IBIS (Integrated Business & Investment Score) Risk Calculator provides a structured, multi‑dimensional risk assessment for projects, investments, or business units. Evaluate financial, operational, market, compliance, and strategic risks using weighted factors. Visualize your risk profile with a radar chart and detailed breakdown.
The IBIS Risk Calculator is built on a multi‑dimensional risk model that evaluates exposure across five core domains: Financial, Operational, Market, Compliance & Regulatory, and Strategic. Each dimension is composed of 3–4 key factors, weighted according to their relative impact on overall risk. The calculator produces a composite risk score (0–100) that helps you benchmark, monitor, and communicate risk levels with clarity.
Each factor is rated on a 0–10 scale (0 = negligible risk, 10 = extreme risk). The category score is the weighted average of its factors, and the overall IBIS risk score is the weighted sum of category scores. Category weights are pre‑set based on industry best practices but can be adjusted in advanced mode (coming soon). The final score is normalized to a 0–100 scale. The risk level is classified as:
The model is calibrated using data from COSO ERM, ISO 31000, and industry risk management benchmarks.
Assesses the potential for financial loss or instability. Factors include liquidity, credit exposure, cost volatility, and return on investment. High financial risk may indicate over‑leverage, cash flow constraints, or sensitivity to interest rate changes.
Relates to the effectiveness and resilience of internal processes, systems, and people. Key factors include supply chain reliability, technology infrastructure, talent retention, and process efficiency. Operational failures can lead to cost overruns and reputational damage.
Exposure to external market forces: competition, customer demand, pricing pressure, and economic cycles. Market risk is often outside direct control and requires careful scenario analysis and hedging strategies.
Risks arising from legal and regulatory obligations, including data privacy, environmental regulations, labor laws, and industry‑specific standards. Non‑compliance can result in fines, litigation, and loss of operating licenses.
Risks associated with the high‑level direction and decisions of the organization. Factors include competitive positioning, innovation pipeline, brand reputation, and mergers & acquisitions. Strategic missteps can have long‑lasting consequences on growth and shareholder value.
A mid‑sized manufacturer used the IBIS Risk Calculator to evaluate a $50M plant expansion. The assessment revealed: Financial Risk (72) – high due to interest rate uncertainty and project cost overruns; Operational Risk (58) – moderate, with supply chain dependencies; Market Risk (65) – elevated because of new competitors entering the region; Compliance Risk (30) – low, with permits already secured; Strategic Risk (55) – moderate, as the expansion aligned with core competencies. The overall score of 58 (High) prompted the board to strengthen contingency plans, secure fixed‑rate financing, and phase the investment. The tool's radar chart helped the team visualize the imbalance and prioritize mitigation efforts.